Do Credit Limits and Interest Rates Affect Household Consumption Behavior and Default Patterns?

Wi, Gyeongu¹ · Ko, Hyeokjin² · Park, Yeongseok³ · Min, Gyeongrok⁴

¹ Korea Polytechnic University, ² Dankook University, ³ Sookmyung Women's University, ⁴ Sogang University